Where do these starting numbers come from?
Doing the work yourself? Enter what you want to earn per hour. Profit is what the business keeps on top of your pay.
About 1.10 for required taxes and insurance alone, about 1.43 with full benefits (US average, BLS 2026)
Paid hours ÷ billable hours. 1.15 means you pay for 15% more hours than you bill.
Vehicle, phone, software, marketing. Annual overhead ÷ annual direct costs.
Use 0 if your services are not taxable where you work
You choose this. The examples on this site use 30%.
Covers the trip even for small jobs.
These details appear on the proposal. They do not change the price.